Personal Loans

Loan requirements

• You must be over 18
• You must be a New Zealand citizen, resident or hold a current working VISA

Loan requirements

• You must be over 18
• You must be a New Zealand citizen, resident or hold a current working VISA

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be 18 years or over
• Be a permanent NZ resident
• Be earning a stable income

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• You must be over 18
• You must be a New Zealand citizen, resident or hold a current working VISA

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Over 18
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand
• Demonstrate a regular income and an ability to repay all loan costs

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• 18 years of age
• A New Zealand citizen or permanent resident
• Receiving a regular income in a personal account for at least three months
• Able to provide an active mobile number and email address

Loan requirements

• Be over 18 years of age
• Have a direct contact number
• Receive a regular income into a personal bank account for at least 90 days

Loan requirements

• You must be over 18
• You must be a New Zealand citizen or resident
• You must not be bankrupt
• You need to be in ongoing employment, we don’t lend to self-employed or beneficiaries
• You need an active bank account that your pay gets credited into on regular paydays
• You need access to a computer as the application process is 100% online
• You need an active email account
• You must own a cell phone
• You must complete the online application
• You must pass our employer checks

Loan requirements

• You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand
• You need to have been permanently employed with the same employer for at least 3 months
• For our loans, you need to be earning at least $350 a week (after tax) excluding government benefits
• Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months
• You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order
• You have access to the Internet and a mobile phone

Loan requirements

• Photo ID (valid Passport, Drivers Licence, or Kiwi Access/18+ Card with your Birth Certificate)
• Proof of address (an official letter/utility bill delivered to you at your residential address within the last 3 months)
• If you have internet banking, then we will ask you to complete a secure Credit Sense link to provide us with details of your bank statements
• otherwise we will need you to bring
• Proof of income (a recent pay slip or WINZ letter detailing your current benefit details)
• 3 months of your latest statements from all bank accounts showing income and out-goings Your vehicle (we will need to see it and assess its value if you want to use it for security) and look at any insurance policy for it If using household goods as security, we will ask for a copy of your tenancy agreement and arrange a convenient time for one of our agents to meet with you to complete a valuation

Loan requirements

Loan requirements

• You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand
• You need to have been permanently employed with the same employer for at least 3 months
• For our loans, you need to be earning at least $350 a week (after tax) excluding government benefits
• Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months
• You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order
• You have access to the Internet and a mobile phone

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

Loan requirements

• You must be able to offer something as collateral or security for all loans. We only offer secured loans. We will consider most things
• household items such as whiteware and electronic goods ( TVs and stereos), vehicles, property or land. If you don’t have any security, we are happy for a friend or family member to act as your guarantor to provide security on your behalf
• You need to be over 21 (unless you have a suitable guarantor who is over 21)
• You should have a reasonable credit history
• You must be able to make the payments on your loan
• You must live in NZ and be a NZ Resident or NZ Citizen (or have guarantors who are)

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be 18 years or over
• Be a permanent NZ resident
• Be earning a stable income

Loan requirements

• Must be earning min. $500/pw
• Any valid NZ drivers licence

Loan requirements

• Are you 18 years old or over
• Are you a NZ/AU citizen or resident or hold a valid work visa
• Are you working full-time or part-time with a minimum of three months tenure with your current employer
• Do you have a valid photo ID (only NZ driving license or any passport accepted)
• Do you receive minimum net income of over NZD 300 per week
• Do you have access to internet banking (mandatory if you are applying for more than $1500)
• Do you have a valid active email address and mobile number
• Do you not owe money on any existing high-cost loan
• Do you not owe money on any high-cost loan within last 15 days
• Do you not have taken two or more high-cost loans in the last 90 days

Loan requirements

• Be a resident of New Zealand or have a valid work permit.
• Be 18 years of age or older
• Have a credit record in good standing

Loan requirements

• You must be over 18 years of age
• You must have no history of bad debt or defaults on payments
• You must have a pre-tax income of $65,000 p.a.
• You must be a permanent resident or citizen of New Zealand
• If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible

Loan requirements

• You must be over 18 years of age
• You must have no history of bad debt or defaults on payments
• You must have a pre-tax income of $65,000 p.a.
• You must be a permanent resident or citizen of New Zealand
• If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible

Loan requirements

• You must be over 18 years of age
• You must have no history of bad debt or defaults on payments
• You must have a pre-tax income of $65,000 p.a.
• You must be a permanent resident or citizen of New Zealand
• If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible

Loan requirements

• You must be over 18 years of age
• You must have no history of bad debt or defaults on payments
• You must have a pre-tax income of $65,000 p.a.
• You must be a permanent resident or citizen of New Zealand
• If you are self-employed and have been trading for 18 months (12 months if you are an existing American Express credit cardholder), you are also eligible

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Be living in New Zealand
• Meet The Co-operative Bank’s lending criteria

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Be living in New Zealand
• Meet The Co-operative Bank’s lending criteria

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Reside in New Zealand
• Hold a current NZ driver licence or a valid New Zealand or Australian passport
• Agree to a credit check

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Reside in New Zealand
• Have a valid email address and phone number
• Agree to a credit check

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be at least 18 years of age
• Be an NZ resident or permanent resident. Temporary residents may also be eligible if they have at least one year remaining on a work visa or six months on a student visa
• Have a regular income with enough money for your credit card repayments once you meet your other commitments

Loan requirements

• 18 years of age or over
• A resident of New Zealand
• A clean credit file

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be over 18 years of age
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be 18 years or over
• Be a New Zealand resident living in New Zealand

Loan requirements

• Over 18
• Employed
• Be a citizen or permanent resident of New Zealand

Loan requirements

• Be 18 years or over
• Be a New Zealand resident living in New Zealand

Loan requirements

• Be 18 years or over
• Be a New Zealand resident living in New Zealand

Loan requirements

• Be 18 years or over
• Be a New Zealand resident living in New Zealand

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have a regular income with enough money left over after expenses to make repayments

Loan requirements

• Be 18 years of age or older
• Be a New Zealand citizen or permanent resident
• Have a regular income

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have a smartphone or computer with a webcam

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have a smartphone or computer with a webcam

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have a smartphone or computer with a webcam

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have an appropriate regular income to meet repayments

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have an appropriate regular income to meet repayments

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have an appropriate regular income to meet repayments

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have an appropriate regular income to meet repayments

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have an appropriate regular income to meet repayments

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have an appropriate regular income to meet repayments

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Have an income of at least $15,000 per year

Loan requirements

• Be at least 18 years of age
• Be a New Zealand citizen or permanent resident
• Be living in New Zealand
• Be receiving a regular income

Loan requirements

• Be 18 years or over
• Be a New Zealand resident living in New Zealand